Visa Prepaid Card Agreement

You may not use your Card to receive money from an AUTOMATED TELLER machine (“ATM”), point of sale (“POS”) or otherwise. For example, you cannot use your card to purchase money orders or other quasi-monetary transactions. You cannot use your card at an ATM. The maximum amount that can be spent on your card per day is the card account balance. You can use your card to purchase or lease goods or services in the United States and the District of Columbia wherever Visa debit cards are accepted, provided you do not exceed the value available in your card account. The Card may not be used outside of the United States and the District of Columbia, including Internet and telephone order merchants outside the United States and the District of Columbia. Some merchants do not allow cardholders to make split transactions where you would use the card as a partial payment for goods and services and pay the rest of the balance using another form of legal tender. If you want to make a split transaction and it is approved by the merchant, you must ask the merchant to charge only the exact amount of money available to the card`s card account. You will then need to make arrangements to pay the difference with another payment method. Some merchants may require payment of the balance in cash. If you fail to notify the merchant that you wish to make a split transaction before swiping your card, your card may be declined.

Card Activation: For security reasons, the card(s) should only be activated by the individual recipient or prize winner. Mass activation may result in temporary suspension of the card and may violate the terms of our agreement. This reduced liability does not apply to certain collectible card transactions, transactions not processed by Visa, or ATM transactions outside the United States. You must notify us immediately of any unauthorized use. In the event that the Visa Zero Liability Rules do not apply, if you notify us within two (2) business days of the loss or theft of your Card, you may not lose more than $50 if someone has used your Card without your permission. If you do not notify us within two (2) business days of the loss or theft of your Card, and we can prove that we prevented someone from using your Card without your permission if you had notified us immediately, you may lose up to $500. We reserve the right to investigate any claim you make in connection with a lost or stolen card and you agree to cooperate with such investigation. We may ask you for a written statement, affidavit or other information in support of the claim. Any claim, dispute or controversy (“Claim”) arising out of or in any way connected with: (i) this Agreement; (ii) your Card; (iii) the cards of the additional cardholders you have designated; (iv) your purchase of the Card; (v) your use of the Card; (vi) the amount of funds available in card accounts; vii) advertising, promotions or oral or written statements in connection with the Cards and goods or services purchased with the Card; (viii) benefits and services related to the Cards; or ix) Transactions on the Card, however described, argued or shaped, will be resolved FINALLY and EXCLUSIVELY by binding individual arbitration conducted by the American Arbitration Association (“AAA”) in accordance with its Consumer Arbitration Rules. This arbitration agreement is entered into in a transaction involving interstate commerce and is governed by the Federal Arbitration Act (9 U.S.C. 1-16).

For the purposes of this Arbitration Agreement, the terms “you” and “your” include any authorized user, as well as your heirs, guardians, personal representatives or receivers. The terms “we”, “us” and “our” refer to the Bank and include the Bank`s employees, officers, directors, members, managers, lawyers, affiliates, predecessors and assigns, as well as marketing, service and collection agents and agents of one or both. Ask. Prepaid-USA, as the third party managing the card program, is responsible for customer service and troubleshooting errors in transactions with your card. If you have any questions about your card, you can call 1-833-882-0224 or write prepaid USA, 4234 Green River Rd, 2nd Floor, Corona, CA 92880 or visit www.prepaid-usa.com. With your card. Your Card may be used at merchants in the United States of America that accept Visa debit cards for the purchase of goods and services (including Internet, postal and telephone orders), subject to the restrictions of this Agreement. If you make a purchase without presenting your card (e.B. for orders via the Internet, mail or telephone), the legal effect is the same as if you had used the card yourself. If you do not have enough funds on your card, you can ask the merchant to charge part of the purchase of the card and pay the remaining amount with other funds.

These are called “split trades”, and some traders do not allow them. If your card is registered with us, you also have the right to obtain at least 24 months of written account transaction history by calling or calling 866-760-3156 or writing to us at 6445 Stage Rd. Bartlett, TN 38134. You will not be charged for this information unless you request it more than once a month. Your card and card account cannot be reloaded. For predefined cards, the maximum value of the card is indicated on the front of the card. You can also get the value of your card, whether it`s a pre-named card or a variable face value card, by calling 1 (888) 524-1283 or visiting www.giftcardmall.com/mygift. You will have access to your balance once your card is activated (see “Activate the card” above).

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